Here are Kevin and Mark installing a loft for one of our customers.  Stan our plumber appears to to supervising with hammer in hand.

What you see is the shell.  We install recessed lighting under the loft and in a couple of days we will drywall and paint the underside and railings.  With a 16′ ceiling height and 2 x 12 floor joists this leaves 7 1/2′ above and below or any other dimensions you would prefer.

Notice the inset stairs works well with the future full restroom under the stair’s landing.  By code the loft can be 1/3 of the units S.F.  In and 45′ deep unit the loft can come out 15′.